Need an appraisal in Enola or Cumberland County?

The top 7 reasons PA homeowners use Jennifer Walak:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Cumberland county's assessment of your propertyworth
  3. Remove PMI to cut their mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a PA divorce, when real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate

Own a home in or near Enola, PA and need help determining the price of it?
Contact Jennifer Walak.

At Jennifer Walak, we understand the individual needs of a customer after appraisal services. Our customary business clients understand the appraisal process and the customary reporting formats. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Jennifer Walak are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping people just like you abolish unnecessary PMI insurance.

Challenging a property tax assessment

Lets say you live in an area that is going down -- your local tax assessor may have your house overvalued. That only means you're probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Jennifer Walak is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be troublesome from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. An appraisal from Jennifer Walak can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for efficiency, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Jennifer Walak can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Jennifer Walak can help with that too. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.